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Types of Money Remittance Services?



1.       Money Order: -A money order is an order issued by the post office for the payment of a sum of money to the person to whom it is sent through the post office. A 'payee' is the person named in money order as person to whom the money is to be paid. The advantage of sending money to someone through money order is that the money is delivered at the house of the receiver.

2.       Instant Money Order: -Indian post presents Instant Money Order (IMO) the instant on-line money transfer service which is convenient, reliable and affordable. IMO is an instant web based money transfer service through which one can transfer money from Rs10, 000 to Rs 50,000 from designed IMO post offices. It is simple to send and receive money.

3.       International Money Transfer: -Money transfer service scheme is a quick and easy way of transferring personal remittances from abroad to beneficiaries in India. Only inward personal remittances into India are permissible. No outward remittance from India is permitted. Money transfer is now available through post offices in India, which helps in instant remittance of money from around 195 countries to India.

4.       Money Gram: -The department of post has entered into an International Co-operation Agreement with Money Gram payment system, Inc., USA to offer to the general public, the Money Gram International Money transfer Service through selected post offices in India. This service has started from 29th September, 2011.

5.       Money Order Videsh: -Money Order Videsh is a new offering of Indian Post facilitate remittances to foreign countries and receiving the remittances from foreign countries through the medium of post office. This service was started from 24th October, 2009. These services are offered through head post offices.

6.       Electronic International Money Order Services: -International Money remittance between people of India and the UAE became easier after India Post and Emirates Post; UAE signed an agreement to launch electronic International Money Order through postal network using secure International Financial System (IFS) of the UPC (Universal Postal Union) from February, 2008.


7.       Foreign Exchange Services: -Many Indians go abroad for travel, studies and business and also large number of foreign tourist visit India on vacation and business. The need arose for a reliable and quality service provider for purchase and sale of foreign exchange. India post with a network of more than 1.5 lakh post offices is best to offer forex services in an efficient and economical manner.

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2019 Board Paper Solution

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