Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board chapter 5 - Rural Development in India [Latest edition]

Chapter 5: Rural Development in India

EXERCISE Q.1 [PAGE 34]

Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.1 [Page 34]

Exercise Q.1 | Q 1 | Page 34

Complete the following statement:

Rural credit system     assumes importance because _________

  • It leads to an increase in the rural income

  • Savings are inadequate to finance farming and other economic activities

  • It leads to the overall development of the rural areas

  • It leads to a reduction in rural inequality

Exercise Q.1 | Q 2 | Page 34

Complete the following statement:

Productive loans are economically justified because___________

  • They are related to agricultural production.

  • They are used for personal consumption.

  • They help in eradication of poverty

  • They improve the quality of life of the people

Exercise Q.1 | Q 3 | Page 34

Complete the following statement:

Small farmers are unable to access rural credit provided by banks due to _________.

  • presence of money lenders

  • no branches in rural areas

  • high transaction costs

  • preference is given to large farmers

Exercise Q.1 | Q 4 | Page 34

Complete the following statement:

The rights of socially disadvantaged groups can be safeguarded through ___________.

  • empowerment of women

  • proper enforcement of law and order

  • infrastructural development

  • improvement in Quality of Life

Exercise Q.1 | Q 5 | Page 34

Complete the following statement:

The quality of life of rural people can be improved by _________.

  • providing safe drinking water, health and hygiene facilities

  • effective implementation of land reform

  • providing subsidized credit facilities

  • reducing rural inequality.

EXERCISE Q.2 [PAGE 34]

Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.2 [Page 34]

Exercise Q.2 | Q 1 | Page 34

Choose the wrong pair :

Column AColumn B
Agricultural CreditRequirement
Short-termPurchase of fertilizers
Medium-termto meet expenditure on marriages
Long-termto buy tractor
Exercise Q.2 | Q 2 | Page 34

Choose the wrong pair :

column Acolumn B
Rural occupational  structureActivity
Agricultural sectorBanking and Insurance
Industrial sectorProcessing of raw material
Service sectorComputer-related service
EXERCISE Q.3 [PAGE 35]

Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.3 [Page 35]

Exercise Q.3 | Q 1 | Page 35

Assertion and Reasoning – choose the correct answer from the following :

Assertion (A): Indian economy is pre-dominantly rural economy

Reasoning (R): As per 2011 census, the country’s rural population is almost 83.25 crore (68.8% of the total population)

  • (A) is true but (R) is False

  • (A) is false but (R) is True

  • Both (A) and (R) are true and (R) is the correct explanation of A

  • Both (A) and (R) are true but (R) is not the correct explanation of (A)

Exercise Q.3 | Q 2 | Page 35

Assertion and Reasoning – choose the correct answer from the following :

Assertion (A): Literacy is a powerful instrument of socio-economic change.

Reasoning (R): Empowerment of women helps to reduce gender disparity.

  • (A) is true, but (R) is False

  • (A) is false, but (R) is True

  • Both (A) and (R) are true and (R) is the correct explanation of (A)

  • Both (A) and (R) are true but (R) is not the correct explanation of (A)

Exercise Q.3 | Q 3 | Page 35

Assertion and Reasoning – choose the correct answer from the following :

Assertion (A): Agricultural credit is mostly for unproductive purposes.

Reasoning (R): Agricultural credit is an important pre-requisite for agricultural growth.

  • (A) is true, but (R) is false

  • (A) is false, but (R) is True

  • Both (A) and (R) are true but (R) is the correct explanation of (A)

  • Both (A) and (R) are true but (R) is not the correct explanation of (A)

Exercise Q.3 | Q 4 | Page 35

Assertion and Reasoning – choose the correct answer from the following :

Assertion (A): Non-institutional finance forms an important part of rural credit.

Reasoning (R): Small farmers are unable to access bank credit because of borrowers' unfriendly products.

  • (A) is true, but (R) is False

  • (A) is false, but (R) is True

  • Both (A) and (R) are true and (R) is the correct explanation of A

  • Both (A) and (R) are true, but (R) is not the correct explanation of A

EXERCISE Q.4 [PAGE 35]

Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.4 [Page 35]

Exercise Q.4 | Q 1 | Page 35

Identify and explain the concept from the given illustration:

Kusumtai knowingly set up her business enterprise in the rural area so that people living there could be gainfully employed.

Exercise Q.4 | Q 2 | Page 35

Identify and explain the concept from the given illustration:

Raoji purchased a new tractor for his farm by taking a loan.

Exercise Q.4 | Q 3 | Page 35

Identify and explain the concept from the given illustration:

Subsidized credit is provided by banks to small farmers for the purchase of high yielding variety (HYV) seeds.

Exercise Q.4 | Q 4 | Page 35

Identify and explain the concept from the given illustration:

Damaji borrows loan from a credit society established in the village this season rather than taking it from a moneylender.

Exercise Q.4 | Q 5 | Page 35

Identify and explain the concept from the given illustration:

Ramraoji takes a loan from the bank for a period of ten years subject to terms and conditions for the purpose of irrigated farming.

EXERCISE Q.5 [PAGE 35]

Balbharati solutions for Economics 11th Standard HSC Maharashtra State Board Chapter 5 Rural Development in India Exercise Q.5 [Page 35]

Exercise Q.5 | Q 1 | Page 35

Read the following passage carefully and answer the questions given below :

Rural development is one of the thrust areas of administration. As Mahatma Gandhi rightly said, “India lives in villages and the development of the nation cannot be achieved without the development of the villages”. The need of the hour is the convergence of all development interventions, at the grassroots level which can be possible through effective governance at the village level. The movement towards the decentralization of the National and State governments through the Panchayati Raj system needs to be strengthened through lessons learned from the successful stories of ‘Model villages’ around India. Though India is progressing in the right direction in reducing education inequalities and increasing literacy levels, there is still a lot that needs to be done. An understanding of social issues is important for effective planning and policy development. Self-governance ensures that Indian citizens, even the previously marginalised, can participate in decision-making.

1) Explain in short Mahatma Gandhi’s views on rural development.

2) Highlight the role of the government in achieving rural development.

3) What measures have been suggested to achieve rural development?

4) Express your idea of a ‘Model Village’.

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